NOBODY OWNS IT | CAMPAIGN CORRESPONDENCE SUMMARY

R20 | November 6, 2026 · 1:38 PM

Financial Services Regulatory Authority of Ontario | Market Conduct Division

Market Conduct answered the psychiatric medication coverage inquiry.

FSRA said it has no specific guidance, published data or dedicated mandate for continuity of psychiatric medication coverage under individual health insurance plans.

CONTEXT: The division described its oversight of individual accident and sickness insurance products and said insurers generally determine plan design, exclusions and limits subject to the Insurance Act. The campaign asked which body owns the question. A further answer was not recorded by the audit cutoff.

Source: Campaign correspondence audit, November 10, 2026. Times shown are Toronto time. Summary only. Personal and staff contact details omitted. Not an independently authenticated public record.